Affordable home buying refers to the process of purchasing a home that is within your financial means and fits within your budget. here are some key points you may want to consider when looking for affordable home buying. Determine your budget before your home search, it's essential to establish how much you can afford to spend on a home. Take into account your income, expenses and any existing debts. Consider getting pre-approved for a mortgage to get a clear understanding of your borrowing power. Click link to learn more about pre-approval letter /PRE-APPROVAL-LETTER---32819---32836---Dr--Phillips-6-22986.html
Another option not to rule out is a fixer upper. Depending on your knowledge, expertise and resources this can truly be a game changer in your purchase. Homes that need some renovation or repairs may be more affordable upfront. Look for those properties with good bones and potential for improvement. However be sure to factor in the cost of renovations and consider whether you have the time, skills, budget to take on such projects. Most of all the proper lender that is flexible to meet your needs with that right loan. Financing options and mortgage programs are out there especially for first time home buyers that meet certain criteria of the program. Remember this is not just about the home, consider the ongoing cost such as property taxes, insurance, maintenance and utilities. By doing this you will feel so much better that the home is affordable for you. Click link to learn more about first time buying /First-Time-Buying---32819---32836---Dr--Phillips-6-18645.html
As mentioning above do your homework and research the proper lender to meet your needs. Research neighborhood communities that offers home within your budget, schools and other necessities such as home values, taxes, homeowner association, transportation or upcoming development projects. Work with a trusted advisor that is knowledgeable and help you navigate the housing market and find an affordable home that will fit your needs and help you understand the process even more in depth. Kevin Strawter helps you with the proper lender that can master your scenario and loan package. Ensure you confide in a trusted advisor to lead you along the way.
As a trusted advisor, professional realtor and retired military veteran I am here to serve you in the Dr. Phillips and Central Florida housing market to purchase or for the sale of your home. In the absence of up to date of trustworthy information whether it's a housing crisis or local housing market real estate decisions are increasingly driven by fear, uncertainty and doubt. We as trusted advisors drive the real estate community to ensure you are making the right decision.
Part of my job is to keep you informed and educated of the local housing market trends, pricing and inventory level, buying and selling process to include common terms and videos. It is important to keep updated on the market trends, don't get confused with the media, they talk national data, I can provide the most up to date local area data.
So don't let this shifting housing market delay your dreams, data reveals home values typically appreciate over time and that gives your net worth a nice boost. When you are looking for a home, look for your realtor with the heart of a teacher. If you are ready to start your journey, contact Kevin Strawter at 850 496-6412 to begin a new walk to homeownership and all your real estate needs. Always taking referrals.