AMERICAN DREAM HOMEOWNERSHIP

The American dream, homeownership is even stronger since the beginning of the pandemic of 2020. Rent almost doubled, food and community services rose as well. The biggest monthly payment is rent or mortgage. Your mortgage payment generally stable, this is where affordability kicks in with the uncertainty of annual rent has always been on the rise. This is why owning your own home is peace of mind, security, freedom, success and prosperity. These are all of the components that pleases your heart and can lay your head down with a sweet sleep. bankrate.com shows 74% desire the American dream of homeownership, 62% being able to retire, 61% has a successful career and 33% has a college degree. This is why when you own a home your equity grows over time as you pay your monthly payments with long term financial stability. Click on link to learn more about homeownership in 2023 /HOMEOWNERSHIP-IN-2023---32819---32836---Dr-Phillips-6-24543.html

MORTGAGE RATES

Mortgage rates have risen from 2.2% to just over 6.5%. This has impacted all home buyers, especially first tim buyers to afford a comfortable mortgage rate and monthly payment along with inflation. This caused many challenges within affordability to purchase, more new construction homes were built with lenders being flexible within today's lending guidelines. There was talk at one time of a 40 year mortgage. You truly need to speak to a mortgage lender, shop around to see what is the best deal you can get based on your credit score. This time on or before this time next year let me help you be in your sound and secure new home. Click on link to learn more /MORTGAGE-LENDERS---32819---32836---Orlando-Florida-6-20247.html

Part of my job is to keep you educated of the local market and trends, information on the buying and selling process to include real estate common terms and videos.

Lean on your trusted advisor to send you a list of recommended lenders. 

TRUSTED ADVISOR

As a trusted advisor, professional realtor and retired veteran I am here to serve you and always on the pulse of the housing market for the Dr Phillips and Central Florida area. Always in tuned, educated and connected in this volatile housing market to purchase or for the sale of your home. In the absence of trustworthy up to date information whether it's a housing crisis or local housing market, real estate decisions are increasingly driven by fear, doubt and uncertainty. We as trusted advisors drive the real estate community and always preaching the truth of real estate. I emphasize that education is a must for the community to ensure you are making the right decision. Don't let this shifting housing market delay your dreams, data reveals home values typically appreciate over time and that gives you net worth a nice boost. When you are getting help with a home, look for your realtor with the heart of a teacher. If you are ready to start your journey, contact me today at 850 496-6412 to help begin a new walk to homeownership and all of your real estate needs. Click link to learn more about Kevin /ABOUT-KEVIN-STRAWTER-P-A---MRP--GRI--ABR-6-14330.html