CLOSING COST

Many buyers and sellers are not clear on what are closing cost. you as buyers and sellers need to have clarity on what these closing cost are and consist of. You clearly need to know what you are being charged for. while signing. To define closing cost they are government are fees and expenses you must pay before becoming a legal owner of real estate. They can vary depending on demographics and total purchase price of home.  These fee's consist of appraisal and survey paid just prior upon when services are administered, government recording cost, credit report, lender origination, title services, tax service, attorney, underwriting and mobile notary. These fee's vary demographically and range from 2-5% of total purchase price. As you start your home buying process get a full understanding of all cost involved to include your down payment. As you start your home buying journey, take the time to get a sense of all cost involved, from your down payment to closing costs.            

BUDGET

it is imperative to understanding your budget based on your estimated closing cost.last thing you need to do is get at the closing table and short of funds. Remember the lender is the money person and can break it down precisely on each cost. We as realtors and scope of our work, are responsible for finding and negotiating price of home, repairs and have knowledge of lender activities. However we as professionals should not cross the line of our scope of work due to changes in laws. Depending on total price of home the cost should be anywhere between two to five percent. 

TRUSTED ADVISOR

As a trusted advisor, professional realtor and military veteran I am here to serve you and always on the pulse of the housing market for the Dr Phillips and Central Florida Disney area. Always stay in tuned, educated and connected in this volatile housing market to purchase or for the sale of your home. In the absence of trustworthy up to date information, real estate decisions are increasingly being driven by fear uncertainty and doubt. We as trusted advisors drive the real estate community and always preaching the truth of real estate. I emphasize that education is a must for the community to ensure you are making the right decision. So don't let this shifting housing market delay your dreams, data reveals home values typically appreciate over time and that gives your net worth a nice boost. if you are ready to start your journey contact me today at 850 496-6412 to help begin a new walk to homeownership and all of your real estate needs.