FLORIDA HOME INSURANCE

Florida home insurance is a type of insurance that is specifically designed to protect all homeowners in the state of Florida against damages and financial loses related to their property. This insurance typically provides coverage for the structure of the home, as well as any other structures on the property, such as garages or sheds. Florida home insurance policies typically provide coverage for a range of perils, this includes fire, theft, hail, wind, vandalism. However it is noted that flood and hurricane coverage maybe separate and require additional coverage. When purchasing Florida home insurance, homeowners should consider the replacement cost value of their home, as well as belongings they want to insure. It is important to review the policy limits and deductibles to ensure adequate coverage and understand any exclusions or limitations. Click link to learn more on Florida homeowners insurance /FLORIDA-HOMEOWNERS-INSURANCE---32819---32836---Dr--Phillips-6-26089.html

COMPARE INSURANCE QUOTES

There are many Florida home insurance companies that offer policies, all homeowners are encouraged to compare insurance quotes from multiple providers to ensure they are getting the best coverage at a competitive price from a reputable company. Additionally, discounts may be available for things like a home security system, smoke alarms or a policy that bundles home and auto insurance. It is very to review all the coverage options for Florida home insurance because the state of Florida poses unique risks and challenges that may nor be covered by a standard home insurance policy.

There are several types of coverages you need to consider the demographics on where your home is located that you are looking to purchase. The types are hurricane coverage, sinkhole coverage, flood coverage, liability coverage and replacement cost coverage. Adding any of these that are required can give you peace of mind. Based on locality some can be mandatory.

By reviewing the coverage options for Florida home insurance, you can customize your policy to adequately protect your home and belongings from the specific risks and challenges  that are unique to the state of Florida. See your trusted advisor that may have some additional ideas and can refer reputable Florida homeowner insurance companies. You can also look at their reviews online.

TRUSTED ADVISOR

As a trusted advisor, professional realtor and military veteran I am here to serve you in the Dr. Phillips and Central Florida area for the sale or purchase of your home. In the absence of trustworthy up to date information whether it's a housing crisis or local housing market, real estate decisions are increasingly being driven by fear, uncertainty and doubt. We as trusted advisors drive the real estate community to ensure you are making the right decision.

Part of my job is to keep you educated of the local market trend, information on the buying and selling process and to include real estate common terms and videos. Don't get confused with the news, they talk about national level data, I can provide most current up to date local data.

So don't let this shifting housing market delay your dreams, data reveals home values typically appreciate over time and that gives your net worth a nice boost. When you are getting help with a home, look for your realtor with the heart of a teacher. If you are ready to start your journey, contact Kevin Strawter at 850 496-6412 to help begin a new walk in home ownership and all your real estate needs. Referrals always welcome.