FLORIDA HOMEOWNERS INSURANCE

Homeowners in Florida can benefit on Florida homeowners insurance in many ways. You have protection against property damage. Homeowners insurance can provide coverage for damage to your home caused by covered perils such as fire, windstorms, hurricanes and vandalism. Liability coverages for Florida homeowners insurance can offer liability protection in case someone is injured on you property and you are found legally responsible. This coverage can help pay for medical expenses and legal fees. Rebuilding and repair cost are important when purchasing Florida homeowners insurance. In the event of a covered loss, it is best to be covered buy this option. This covers the cost of rebuilding or repairing your home to ensure you can recover from a disaster without facing a substantial financial burden.

Personal property coverage is different in each household. This type of insurance can provide coverage for your personal belongings, such as furniture, clothing and electronics in case they are damaged or stolen. Any additional living expenses in case you must vacate your home due to sever damages, this type can cover your additional living expenses such as temporary accommodation and meals.

KEY BENEFITS

A major key benefit is having peace of mind by knowing that your home and belongings are protected against various risks, allowing you to focus on enjoying your home without worrying about unexpected financial burdens. These benefits make homeowners insurance essential for homeowners in Florida, where the risk of natural disasters is higher compared to many other states. Ask about bundle policies, you can get auto included to receive more savings. Also ask about  discounts for retirees, non-smokers and home upgrades that enhance safety. By increasing deductibles you cal lower you premium but be sure you can afford the out of pocket expenses. Improving home security, smoke detectors and high impact windows can also lower your premium. Ask your local trusted advisor about resources that can help.

TRUSTED ADVISOR

As a trusted advisor, professional realtor and military veteran, I am here to serve you in the Dr. Phillips and Central Florida housing market. Whether it's selling your home or for a home purchase. In the absence of trustworthy information whether it's a housing crisis or local housing market , real estate decisions are increasingly driven by fear, doubt and uncertainty. We as trusted advisors drive the real estate community to ensure you are making the right decision. 

Part of my job is to keep you informed and educated about the local housing market trends, pricing inventory level, buying information on the buying and selling process to include common terms and videos. It is important to keep up to date on the housing market trends, don't get confused with the media, they talk national level, I can provide the most up to date local area data.

So don't let this shifting housing market delay your dreams, data reveals home values typically appreciate over time and that gives your net worth a nice boost. When you are looking for a home, look for your realtor with the heart of a teacher. If you are ready to start your journey, contact Kevin Strawter at 850 496-6412 to begin a new walk to homeownership and all you real estate needs. Always taking referrals.