IMPROVING CREDIT SCORE

There are many methods of improving your credit score. Here are the tips, paying bills on time. Late payments can have a negative impact on your credit score, ensure your bills are paid on or before due date. Being patient and consistent pays off in the long run and score will gradually improve. Reducing your credit card balances will help improve your credit score, seek to keep your utilization balances below 30%. Now not limiting applying for many cards in a short period of time can cause a negative impact, only apply when necessary. Diversify your credit cards mix, this means choose gas card, retail cards or bank credit  cards. This shows the credit bureau you are not depending on one card and opens up the door to show flexibility and showing stable monthly payments which will boost your score over time. Keeping your old accounts open to maintain a longer credit history. Click link to learn more about credit score /CREDIT-SCORE---32819---32836---Dr-Phillips-6-25720.html

VIEW CREDIT REPORT

View your credit report as often as you can. This is so there are no surprises when it comes to purchasing especially a big ticket item when it is on sale with hopes up. This will give you a heads up to get items cleaned up prior making a purchase and notifying of an identity theft which can take many months to clear up. Remember, improving credit score is a gradual process and no quick fixes. It requires responsible financial management and a commitment to building positive credit habits. One common mistake that can negatively impact your score is late payments. Payment history is one of the most important factors in determining your credit score and always not making payments on time can remain on your credit report up to seven years. If struggling to make payments reach out to your creditor to make arrangements to avoid negative impact to improving your credit score. Click link to learn more on how to build and improve credit /BUILD-AND-IMPROVE-CREDIT---32819---32836---Dr-Phillips-6-18841.html

Seek a trusted advisor for resources you made need to help you.

TRUSTED ADVISOR

As a trusted advisor, professional realtor and retired veteran, I am here to serve you in the Dr. Phillips and Central Florida area. Always stay in tuned, educated and connected in this volatile housing market whether to purchase or for the sale of your home. In the absence of trustworthy up to date information whether, it's a credit question, housing crisis, real estate decisions are increasingly driven by fear, uncertainty and doubt. We as trusted advisors drive the real estate community to ensure you are making the right decision. Feel free to reach out and give Kevin Strawter a call at 850 496-6412 for all of your real estate needs.

Referrals always welcome.