MONTHLY MORTGAGE PAYMENT

Generally  purchasing a home for sale is focused around your monthly mortgage payment. there are so many ways around this. Every scenario is different due to families personal finances and assets. There are many ways to get around this to have an affordable monthly mortgage payment. A hefty down payment can help lower the monthly mortgage payment. Purchasing discount points for a one time fee at today market values. Check with your lender to see if they have a 2/1 buy down program available and explain how it works.  The new national normal monthly rent is on the average 2500.00 per month which is basically a monthly mortgage payment. Your monthly mortgage payment revolves around the area you live in, the current taxes, home owners insurance, mortgage insurance premium if any and homeowner association fee. Click link to learn more about Mortgage Insurance Premium /FHA-MORTGAGE-INSURANCE-PREMIUM---32819---32836---Dr-Phillips-6-24815.html

REFINANCING

You have the option of refinancing your current loan to have a less monthly mortgage payment. This all depends on you current mortgage interest rate. I has to be at least 1.5 to 2% lower and depends on how much longer you desire to stay in your home to make it worthwhile. Click link to lear more about refinancing /REFINANCE---32819---32836---Dr-Phillips-6-18361.html

Check in with your local trusted advisor for more information.

TRUSTED ADVISOR

As a trusted advisor, professional realtor and military veteran I am here to serve you and always on the pulse of the Dr Phillips and Central Florida area. Always stay in tuned, educated and connected in this volatile housing market to purchase or for the sale of your home. In the absence of trustworthy and up to date information whether it's a housing crisis or local housing market, real estate decisions are increasingly being driven by fear, uncertainty and doubt. We as trusted advisors drive the real estate community to ensure you are making the right decision.

Part of my job is to keep you educated of the local market and trend, information on the buying and selling process and to include real estate common terms and videos. Don't get confused with the news, they talk about national level data, I can provide most current up to date local data.

So don't let this shifting housing market delay your dreams, data reveals home values typically appreciate over time and that gives your net worth a nice boost. When you are getting help with a home, look for your realtor with the heart of a teacher. If you are ready to start your journey, contact me today at 850 496-6412 to help begin a new walk in homeownership and all your real estate needs.