VETERANS HOME BUYING

Veterans often have unique benefits and resources available to them when purchasing a home. Here are key points to consider. May veterans can take advantage of VA loans, which are backed by the U.S. Department of Veteran Affairs. These loans typically do not require a down payment, have competitive interest rates and do not require private mortgage insurance. While VA loans do not require private mortgage insurance, they do have a funding fee, which can vary based on factors like the amount of down payment and whether it's a first time or subsequent use of the benefit. This fee can be rolled int the loan amount. As for credit requirements, these loans have more flexibility with debt ratio than conventional loans, a good credit score is still beneficial. Many lenders prefer a credit score of at least 620. I have personally closed veterans with a minimum of a 550 credit score in unique situations. Questions about military relocation? Click link to learn more /MILITARY-RELOCATION---32819---32836---Dr--Phillips-6-24875.html 

There are various support programs to assist veterans in the home buying process, including grants for home modifications and assistance for first time buyers. There are many State and local resources that offer additional benefits for veterans, such as property tax exemptions which can help make homeownership more affordable. Click link to learn more Military Veterans Facts /MILITARY-VETERANS-FACTS---32819---32836---Dr--Phillips-6-20514.html

HOME BUYING PROCESS

Hiring your realtor can be a daunting task and can your transaction can spiral into disaster if the experience is not present. Click link to learn more about hiring your realtor /HIRING-YOUR-REALTOR---32819---32836---Dr--Phillips-6-14419.html

The process of buying a home can include steps such as getting pre-approved for a loan, finding a trusted advisor and or realtor that is familiar with VA Loans and closing the transaction. For veterans considering to buy a home, it's advisable to research all available options and consult with a financial advisor, trusted advisor or real estate professional who specialize in veteran affairs. Click link to learn more about Buying a VA Home in Florida /BUYING-A-VA-HOME-IN-FLORIDA---32819---32836---Dr--Phillips-6-19889.html

TRUSTED ADVISOR

As a trusted advisor, experienced realtor and all in one veteran I am here to serve you in the Dr. Phillips and Central Florida housing market. Whether it is to sell or purchase a home and full of resources. In the absence of up to date trustworthy information whether it's a housing crisis or local housing market, real estate decisions are increasingly driven by fear, uncertainty and doubt. We as trusted advisors drive the real estate community to ensure you are making the right decision.

Part of my job is to keep you informed and educated about the local housing trends, to include common terms and videos. It is important to keep up to date on the housing market, don't get confused with the media, they talk national level, I can provide the most up to date local area data when it comes to making crucial decisions.

So don't let this shifting housing market delay your dreams, data reveal home values typically appreciate over time and that gives your net worth a nice boost. When you are looking for a realtor, look for your realtor with the heart of a teacher. If you are ready to start your journey contact Kevin Strawter today at 850 496-6412 to begin a new walk to homeownership and all your real estate needs. You got an all in one realtor by your side. Referrals always welcomed.