READY TO BUY A HOME

The American dream sometimes have you wondering if you are ready to buy a home in 2023? In these days, rent is generally a mortgage payment as many Americans can see this more clearly. More than likely there is a lot to think about, whether is it a good time and simply depends on you financial situation, credit score and life goals to pursue your dream and goals. You can click on link to learn more about buying vs renting /BUYING-VERSUS-RENTING---32819---32836---Dr-Phillips-6-18852.html

One major ticket item, you must be stable with your job and hold two years of taxes in the same profession with W2 or 1099. Solid employment is a must when it comes to obtaining a pre-approval letter. Click link to learn more about pre-approval letter /PRE-APPROVAL-LETTER---32819---32836---Dr-Phillips-6-22986.html

The bigger picture is to map out a plan on give or take how long do you desire to live in the home. This is where equity come in and can be a game changer. This takes time to accumulate with price appreciation. If you plan to move too soon, you cannot recoup the up front fees that you have already paid before closing and initial closing cost. I suggest at least three years depending on the local housing market. 

HOW MUCH HOME CAN I AFFORD

This is where your lender comes in to analyze your income and debt. Also a lot has to do with this on qualifying for a specific home is taxes and homeowners insurance. A substantial down payment can be a huge game changer that can put you closer toy your keys in your hands. Click link to learn more about the mortgage process /THE-MORTGAGE-PROCESS---32819---32836---Dr-Phillips-6-22510.html

Tap into your trusted advisor and ask about preferred mortgage lenders that can get you right on track. Click on link to learn more /MORTGAGE-LENDERS---32819---32836---Orlando-Florida-6-20247.html

TRUSTED ADVISOR

As a trusted advisor, professional realtor and military veteran I am here to serve you and always on the pulse of the Dr Phillips and Central Florida housing market. Always stay in tuned and connected in this volatile housing market to purchase or for the sale of a home.  In the absence of trustworthy up to date information whether it's a housing crisis or local housing market, real estate decisions are increasingly being driven by fear, uncertainity and doubt. We as trusted advisors drive the real estate community and always preaching the truth of real estate. I emphasize that education is a must for the community to ensure you are making the right decision.

Part of my job is to keep you educated of the local housing market trends, information on the buying and selling process to include real estate common terms and videos. Don't get confused with news, they talk about national level data, I can provide most current up to date local area data.

So don't let this shifting housing market delay your dreams, data reveals home values typically appreciate over time and that gives you net worth a nice boost. When you are getting help with a home, look for your realtor with the heart of a teacher. If you are ready to start your journey, contact me today at 850 496-6412 to help begin a new walk to homeownership and all your real estate needs.